Insurance Policies

Insurance Disputes

Insurance disputes arise where an insurer declines to meet a claim submitted under a policy.

Cover can be declined for many reasons, those most commonly arising are issues in relation to:-

  • Policy interpretation and reliance on exclusion clauses;
  • Miss-representation and non-disclosure;
  • Breach of condition(s);
  • Precedents;
  • Breach of warranty;
  • Where fraud is alleged;
  • Contribution claims.

Insurers sometimes do not listen to members of the public; however, they become more focused when solicitors are involved. So it is prudent to instruct us as early as possible after the dispute arises to enable us to control the tempo of negotiations and to target the points in dispute under the policy.

Our team acts for policy holders in claims against insurers and has 60 years of experience in all types of disputes. We can advise in relation to both commercial and personal insurance matters, and have particular experience where disputes arise in relation to critical illness cover, property insurance, combined all risks cover and income protection cover (PPI).

We work closely with brokers and loss assessors, and can offer assistance not only with Court proceedings, but also the initial stages of a claim to include policy appeals, alternative dispute resolution and matters before the Financial Ombudsman Service.

We can offer assistance with funding claims and are able to source insurance to pursue your claim, with additional legal costs protection. We can proceed with claims on a contingency basis or on a conditional basis, commonly known as ‘No Win, No Fee’.

Please call and we will provide a free, initial consultation, where your claim can be assessed and initial advice given from our experienced team. We are there to answer all of your questions using plain English and will act in your best interest in all circumstances.

Contacting us is easy; We have several telephone options for your calling convenience, you can make an enquiry via any of the contact boxes situated throughout our website, or you can contact us by social media networking.

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